Real Estate

The extensive liability exposures faced by property owners, developers, investors and managers requires a comprehensive approach to risk mitigation. At SCM, our dedicated Real Estate professionals apply first-hand experience to provide effective and well-matched solutions to all parties involved in owning and operating large industrial, office, multi-unit residential and retail portfolios.

We employ a proactive approach to insure and protect your income-producing assets and operations, customizing programs for your specific needs. Our reputation among carriers and our underwriter relationships are second to none, ensuring that you will receive the most comprehensive coverages at the most competitive price, including:

  • General Liability
  • Property and Rental Income
  • Earthquake
  • Flood & Windstorm
  • Pollution & Environmental (including mold, lead & asbestos)
  • Automobile
  • Workers' Compensation
  • Employment Practices Liability
  • Errors & Omissions
  • Directors & Officers Liability
  • Partnership Liability
  • Fiduciary Liability
  • Umbrella

Custom Programs

As your one resource for risk management solutions, our programs typically include large blanket limits, enhanced coverages unique to the real estate industry, cost savings through economies of scale and simplified administration through:

  • Master Insurance Programs
  • Coverage Review
  • Lender Review
  • Lease Review
  • Certificates of Insurance Issuance and Tracking
  • Contractual Risk Transfer
  • Replacement Cost Appraisals
  • Customized Premium Allocations
  • Invoicing by Entity

Claims Management

When claims do arise, our highly trained and experienced , teams of property and casualty and workers' compensation claims professionals work with you to manage the process from beginning through conclusion. This leaves you more time to do what you do best -- run your business.