Hospitality

Competition demands innovation. Our comprehensive programs for luxury and mid-market hotels, resorts and lodging chains incorporate the most innovative and cost effective approaches to managing risk, protecting your company, your employees and your guests. We make sure that you have the right coverages in place, help you minimize your losses and improve profitability through lower premiums and targeted preventative programs.

Our first course of action is an exposure inventory to identify your existing insurance coverage and to make sure each risk is rated correctly. We get our arms around every detail of your risks, from the bricks-and-mortar facilities to highly specialized services, such as spa treatments provided by independent contractors. We then provide cost effective solutions, including the following areas:

  • Commercial Liability
  • Cyber Liability/Data Breach
  • Professional Liability (Spa/Masseuse/Beauticians)
  • Crime/Fidelity
  • Directors & Officers Liability
  • Building, Equipment & Contents
  • Business Interruption
  • Guests' Property
  • Catering/Special Events/Meetings
  • Valet Parking/Garage Liability
  • Limousine Service

Risk Control

Our in-house Risk Control specialists work with you to identify and resolve challenges common to the hospitality industry, as well as those unique to your operations. Some of our most effective programs include:

  • Complete In-House Engineering
  • Contract & Lease Analysis
  • Safety Program Development & Enhancement
  • Simulated OSHA Inspections
  • Fire Protection Analysis
  • Sexual Harassment Prevention Training
  • Hiring/Firing/Layoff Procedures

Claims Management

When claims do arise, our highly trained and experienced teams of property and casualty and workers' compensation claims professionals work with you to manage the process from beginning through conclusion. This leaves you more time to do what you do best -- run your business.

Hospitality Insurance hotel sign