Healthcare

The unpredictable nature of patient care, a large diverse employee base and dependence on technology are just a few sources of risk you face as a healthcare provider. For over 80 years, acute care hospitals, skilled nursing facilities, psychiatric and medical clinics and physician groups have relied on our proactive teams to identify and mitigate their exposure to risk, reducing the frequency and overall cost of claims.

We address the issues common to healthcare providers, such as needle sticks, injuries caused by lifting and moving patients as well as the accurate valuation of expensive, computer-driven diagnostic equipment. We are your one resource for property, professional and general liability, workers' compensation and custom insurance coverages, including:

  • Medical Malpractice
  • Cyber Liability/Data Breach
  • Pollution (storage tanks) & Waste
  • Automobile Fleet
  • Directors & Officers Liability
  • Partnership Liability
  • Employment Practices Liability
  • Workplace Violence
  • Contract Penalty
  • Contingent Business Interruption
  • Electronic Data Processing
  • Crime/Fidelity

Risk Control

Our in-house Risk Control specialists work with you to identify and resolve challenges before they become expensive problems. Some of our most effective programs include:

  • Sexual Harassment Prevention Training
  • Hiring/Firing/Layoff Procedures
  • Cash Management
  • Simulated OSHA Inspections
  • Ergonomic Evaluations & Training
  • Safety Program Development & Enhancement

Claims Management

When claims do arise, our highly trained, bilingual teams of property and casualty and workers' compensation claims professionals work with you to manage the process from beginning through conclusion. Most medical malpractice claims carry high retentions leaving you, the insured, responsible for handling all aspects of a claim up to $250,000. Alternatively, we bring in a skilled third party administrator (TPA) to interface with all parties involved. The TPA sets up and works the claim, communicating with both you and the carrier aggressively keeping costs contained.

healthcare risk control doctor and researcher