Automobile Dealerships

Our specialized Garage Package was developed by insurance professionals with actual dealership experience. We focus on the specific coverages and preventative programs you need to minimize your overall insurance costs and eliminate potential claims, resulting in increased profitability for your company.

We will help you choose from numerous coverages offered by A.M. Best "A" rated carriers, many of which were created specifically for automobile dealerships. We provide you with the lowest net cost for your Workers' Compensation coverage by accessing multiple specialized carriers with an appetite for automobile dealerships. To avoid paying unnecessary premiums, our Garage Packages are written on a reporting basis and include the following coverages at very competitive rates:

  • Buildings & Business Personal Property on Replacement/Blanket Basis
  • Earthquake for Buildings, Personal Property & Business Income
  • Employee Tools
  • Accounts Receivable & Valuable Papers
  • Crime/Computer Fraud
  • Employment Practices Liability
  • Products & Completed Operations
  • Legal Damages/Title Endorsement (Odometer, Truth-in-Lending)
  • Defense for Product-Related Damages
  • Physical Damage, including False Pretense
  • Garagekeepers Liability - Direct Basis
  • Workers' Compensation
  • Directors & Officers Liability

Risk Control

Our in-house Risk Control specialists work with you to identify and resolve safety issues, before they become expensive problems. Some of our most effective programs are:

  • Safety Program Development & Enhancement
  • Simulated OSHA Inspections
  • Fire Protection Analysis
  • Sexual Harassment Prevention Training
  • Hiring/Firing/Layoff Procedures

Claims Management

When claims do arise, our highly trained and experienced teams of property and casualty and workers' compensation claims professionals work with you to manage the process from beginning through conclusion. This leaves you more time to do what you do best -- run your business.

auto dealership