Services: Umbrella

In today's environment, you can never tell when some small action or oversight will lead to a lawsuit. Fighting them can be terribly expensive, placing your personal property and assets at risk.

What if . . .

• Someone in your family forgets to turn off the stove. The fire that results damages not only your home, but also others in your neighborhood. There's a potential negligence suit.
• A homeowner's association board meeting concerns a hotly contested educational issue. You attend, and in voicing your oppositions to one board member's action, you make an impassioned speech.. There's a potential slander suit..

In today's litigious environment, you can never tell when some small action or oversight will lead to a lawsuit. Lawsuits are an experience you can do without. Fighting them can be terribly expensive. They can also place your personal property and assets at extreme risk, especially if the primary liability limits of your homeowner policy don't adequately protect you.

Personal Umbrella or Excess Liability coverage can provide your entire household with a high limit of liability protection over and above that you are carrying for primary auto, homeowner, boats and other personal insurance coverages. And it is not as expensive as you might expect.

If at any time you have a question or want more information about Umbrella or Excess Liability coverage, feel free to contact us.

Please read our disclaimer: Many states have special mandated coverage forms and endorsements that broaden or limit the coverages described in these information pieces. We do not address these individual state mandated forms. Not all companies will sell the policies described in these information pieces. Please consult policy(s) for definitions and limitations. The terms of these information pieces do not represent contract terms. Insurance policies are subject to company underwriting practices. Thank you.