Your Commercial Insurance Authority
SCM invests the necessary time to learn about your operations, in addition to getting to know you and your employees.Our goal is to understand the drivers behind your financial success and business plan. We assess your historical costs related to risk management, including insurance premiums, claims, overhead expenses, risk tolerance and exposure to loss.
Armed with this information, we structure the most cost- effective risk management program and secure the most advantageous coverage for your company. More importantly, we deploy our experienced team of professionals to reduce your exposure to claims. When claims do occur, we aggressively work to limit their overall costs -- both direct and indirect.
Our comprehensive Commercial Risk Management services include (click item for detailed description):
- Property & Casualty
- Workers' Compensation
- Directors & Officers / Employment Practices Liability
- Risk Control Services
- Claims Management Services
- Surety Bonding
- Specialized Industry Programs
- Alternative Risk Solutions
"I don't need to be an expert on all insurance issues because our SCM broker is our expert... They apply business savvy to regularly reassess our needs and tailor products that work best for us."
- CFO, Office Products Manufacturer